This affiliate disclosure explains how LigtasLoan makes money and what that money can never touch. LigtasLoan is free for readers. We earn through affiliate partnerships: when you tap an offer link and complete an application, the lender or its partner network may pay us a fee. That fee changes nothing about our listings, our rankings, or our reviews.
An affiliate commission is a referral fee. A comparison site sends a lender a potential borrower, and the lender pays for the introduction once an application is completed. You pay nothing extra for arriving through our link. The lender funds the fee out of its own budget, not your loan. Amounts vary by lender. We do not publish them.
Every app on this site was checked against the Securities and Exchange Commission registry, scored under our methodology, and written up before any commercial conversation started. Editorial decisions come first. Commissions only decide whether we get paid for an introduction that already earned its place.
Disclosure pages tend to be vague. Ours runs on three rules we can be held to.
Here is the split, as a table.
So what does the commission fund? The site itself. Hosting, research time, the registry checks behind every listing, and the writing. That is the entire list.
Treat our links as a door, not an endorsement on their own. The endorsement is the review. Its score and SEC status line do the talking. I started this site after watching friends get burned by illegal loan apps, which is exactly why the disclosure sits on the page and not buried in the footer. You will see the short version of this disclosure next to every offer button:
That is the whole contract. If a link ever behaves differently from this page, trust the page. Report it through the contact page. We will check it.
No. It costs exactly the same as applying directly inside the lender's app. Same price, same terms. If we ever catch a difference, we cut the lender the same day.
No. Placement follows the methodology, and the commercial team has no vote in it. Unregistered apps get no listing at all. Money cannot buy that.
Yes. If an app we monetize gets banned or delisted, its link comes down the same day we verify the change. The app keeps a status page explaining what happened and what to do next.
Remember one thing from this page: commissions pay for the site, never for the ranking. Your price and your rights stay the same. Compare with the rankings. Verify an app with its SEC status line and date. That is the whole deal. If anything here ever looks bought, report it through the contact page.
