Terms of Use and Privacy Policy
Contents
By accessing LigtasLoan, you agree to these terms. If you do not agree, please do not use the site. Checked September 2026.
What this site is and is not
LigtasLoan is an independent comparison and review site for Philippine loan apps. We are not a lender, not a broker, and not a financial adviser. We do not process applications, approve loans, or handle money.
No professional advice
All content is for informational purposes only. Nothing on this site is legal, financial, or professional advice. Rate calculations and cost estimates are our computations based on lender disclosures; they are estimates, not guarantees. Always read your loan agreement and disclosure statement before signing.
No guarantees of approval or cost
We verify registry status and published terms as of the check dates shown on each page. Lenders change rates, fees, and terms without notice. We re-check after every SEC advisory but cannot guarantee real-time accuracy. You are responsible for verifying current terms with the lender directly.
Affiliate relationships
We earn commissions from some lenders when you apply through our links. This never changes which apps we list, their order, or our SEC status checks. See the affiliate disclosure for details.
Intellectual property
All original content on this site is the property of LigtasLoan. You may quote and link to our pages with attribution. You may not reproduce full pages without written permission.
Accuracy and dates of publication
We verify every status and rate on the check date shown on each page. Lenders change terms without notice. Our reviews link to their sources so you can verify independently.
Limitation of liability
LigtasLoan is provided "as is". We are not liable for any loss arising from your use of this site or your decision to borrow from any lender reviewed or mentioned here.
How to reach the LigtasLoan editor
Questions about these terms: reach us via the contact page. See also our privacy policy.
Governing law of these terms
These terms are governed by the laws of the Republic of the Philippines. Any dispute arising from your use of this site is subject to the jurisdiction of Philippine courts.
Content updates and corrections
We update our content after every SEC advisory and re-verify all status pages after each new release of the recorded platforms list. The last full re-check ran on September 16, 2026. Pages show their individual check and build dates.