Loan App and Lending News in the Philippines
Contents
Every Philippine lending news update that matters to borrowers, tracked on one page. The SEC enforcement record, the advisory waves, the moratorium lift, and the new-app launches — all dated, all sourced, all connected to our reviews. This page is the entry point. Checked September 16, 2026.
The enforcement timeline
Six major actions between August 2025 and August 2026. The SEC advisories tracker keeps the full chronology. The shorthand: seven apps shut down in August 2025, twenty-two flagged in early 2026, Delisha revoked in June 2026, and the moratorium lifted in August 2026. The market updates page tracks the rate environment and new launches.
The market opens after the freeze
Memorandum Circular No. 20 of 2026 lifted the lending moratorium on August 1, 2026. New platforms can register. The registered list will grow past the January 26, 2026 snapshot of 117 companies. More names means more choices and more impostors. The verification habit is your filter.
The review series behind this hub
Seventeen SEC-registered apps reviewed, every published rate and fee checked against official disclosures. The reviews hub is the entry point. Two warning pages cover sanctioned lenders: Pera4U and Digido. The alternatives hub covers the government and wallet products outside the app market: the SSS salary loan at 8% a year, the Pag-IBIG MPL at 1.4583% monthly, GCash GLoan, and Maya Credit. Each has its own page with verified rates and terms.
The verification standard
Every page follows the same verification standard. Registry checked against the official platforms list. Product terms checked against the lender’s own disclosures. And the price computed from the lender’s own worked example, with the check date printed on every page. If a lender changes its terms, the page shows a new date and the old data moves to the update log.
The tools on this site
Loan calculator converts any offer to yearly. Requirements guide lists every gate. Red flags guide names the warning signs. And the eligibility quiz narrows the field to the apps that match your situation.
The bottom line for borrowers
This site exists because the market is hard to read alone. The registry decides who can lend; the reviews decide who should. Keep both checks running. Come back after every advisory. We re-check within 24 to 48 hours.
- The low-interest ranking and fast-approval ranking sort the field by price and speed.
- The alternatives hub covers government and wallet products outside the SEC app market.
Sources used for this review
- SEC recorded platforms list, January 26, 2026: newspress.ph reprint
- SEC enforcement and advisory records, August 2025 to August 2026
- All 17 reviews and their fact-check reports on this site