Is Finbro SEC Registered? Status and CA Number
Contents
Yes. Finbro is SEC registered. The loan app operates under Sofi Financing Inc., a financing company with SEC Registration No. CS201908275, and its official footer states Certificate of Authority No. 1324. Verified September 30, 2026. One wrinkle follows below.
The short answer: what we verified
I checked all four by hand on September 30, 2026.
| Item | Status |
|---|---|
| Legal entity | Sofi Financing Inc., financing company |
| SEC registration | CS201908275 (2019, per the number format) |
| CA number | 1324 per the official footer; a secondary aggregator lists 2990 (see below) |
| Online platform record | "finbro.ph" on the SEC recorded lending platforms list of January 26, 2026 |
Registration does not make a loan cheap or safe. It makes the lender accountable. Finbro's price appears only at the confirmation step; the full Finbro loan review covers that.
One CA number, two records: 1324 vs 2990
Here is the conflict, in daylight. Finbro's own site footer states CA No. 1324. A secondary review-aggregator site lists the company under CA No. 2990. Both cannot be right.
Our call: we publish 1324. An official disclosure outranks a third-party aggregator, so the footer is primary. We keep 2990 visible because hiding conflicts is how borrowers get burned.
Can public data settle it? No. The registry shows names, registration numbers, CA numbers, and dates, but no public search confirms a specific number from a desk. Ignore the circulating "SEC lending company CA list" link: it leads to an old 2017–2019 list of revoked companies. The official route: Check With SEC, or the hotline 1-4SEC.
Sofi Financing Inc. and the name on the SEC platforms list
The company name carries a small trap. In the recorded platforms list of January 26, 2026, the company behind finbro.ph appears as "Sofi Lending Inc.", not "Sofi Financing Inc." Same operator. "Sofi Lending Inc." is most likely the former name, from before the financing registration.
The distinction matters. Lending and financing companies hold different SEC licenses, and this one appears in the financing registry. Search both names.
Timing context: the SEC froze new online lending platforms from November 2021 until August 1, 2026. Finbro's platform made the recorded list before the freeze ended. The app itself is a fresh face in the post-freeze wave.
How to verify Finbro yourself
Four free checks, in order of strength.
- Search the SEC financing company registry (roughly 780 entries: name, registration number, CA number, date). Try "Sofi Financing", and "Sofi Lending" if that fails.
- Check the recorded online lending platforms list. The latest public release, January 26, 2026, covers 117 companies and about 178 platforms; "finbro.ph" is on it.
- Use Check With SEC, a request-based manual lookup, when public lists leave doubt.
- Still unsure? The SEC hotline 1-4SEC answers registration questions directly.
One caution: CA numbers in footers and review sites, including ours, are self-reported leads until they match an official SEC record.
What registration does (and does not) give you
What it gives you:
- A licensed lender. Financing companies operate under an SEC Certificate of Authority; lenders without one face cease-and-desist orders.
- A disclosed platform. Under MC No. 19, s. 2019, the SEC knows which app belongs to which company.
- Oversight and reporting duties. Registration is what the SEC revokes when lenders break the rules, so it gives borrower complaints real teeth.
What it does not give you:
- A cheap loan. Rates and fees appear only at the confirmation step; the store listing advertises 0% to 36% APR.
- Approval, or protection from your own math. Read the disclosure screen before confirming anything.
- Immunity from impersonators. A March 2026 SEC advisory named an unregistered app, "Sofi Loan", posing as Sofi Financing. Use only the official finbro.ph domain and app listing.
Frequently asked questions
Is Finbro legit ba or scam?
Yes, by registry standards: Finbro runs under Sofi Financing Inc. (registration CS201908275, financing company), and "finbro.ph" is on the recorded platforms list of January 26, 2026. The caution is price: rates and fees appear only at the confirmation step.
Is Sofi Financing the same as Finbro?
Yes. Sofi Financing Inc. is the legal entity; Finbro.ph is its registered operating name. In the platforms list it appears as "Sofi Lending Inc.", most likely its former name.
Which CA number is correct, 1324 or 2990?
We publish 1324, from the lender's official footer, because a company's own disclosure outranks a third-party aggregator. No public SEC tool confirms either number from a desk; for an authoritative answer, use Check With SEC or the hotline 1-4SEC.
How do I check Finbro with the SEC myself?
Search "Sofi Financing" (and "Sofi Lending") in the financing company registry, confirm "finbro.ph" on the recorded platforms list, then use Check With SEC or call 1-4SEC for anything still unclear.
The bottom line for borrowers
Finbro is SEC registered, verified September 30, 2026: Sofi Financing Inc., registration CS201908275, CA No. 1324 per its own footer, platform on the January 26, 2026 list. The 2990 conflict stays visible here.
Registration clears the first hurdle. It does not set the price. Before you borrow, read the Finbro loan review, or compare options on the SEC registered lending apps list.
Sources used for this review
Checked against official sources on September 30, 2026.
- Finbro official website footer (finbro.ph)
- SEC financing company registry, appointment.sec.gov.ph
- SEC recorded online lending platforms list, January 26, 2026 release, via the Newspress.ph reprint of February 6, 2026
- Check With SEC verification page
- March 2026 advisory naming unregistered "Sofi Loan" posing as Sofi Financing: GMA, March 12, 2026, via LoanAppReviewPhilippines.com, June 12, 2026